Welcome to Cardinal Mortgages established to help The Self Employed, and artists of all genres achieve success in the world of home ownership.
While obtaining my first mortgage I knew that lenders did not see me as an ambitious, hard working entrepreneur I was simply a number on a page. When the time came to buy a house, I sought out information and, more importantly, guidance from a Mortgage Agent to ensure that what the numbers couldn't account for, my character could. I discovered that not only was having a Mortgage Agent the key to achieving my goal, it was the first branch to lead me to a career as a Mortgage Agent....
Follow this actress & writer on their property journey here: http://www.thecardinalsnest.ca/files/180fce2ebd7ae2a6b1a15ca36267d6ed-52.html
Christine and Mike
Marcia is the best! So detail oriented, organized, and knowledgeable about the industry, but also patient and compassionate, with an excellent sense of humour that helps to make this potentially stressful process a breeze. She was with us throughout a lengthy house-hunting process, and was always ready to answer our questions and allay our fears.
Courtney L (Toronto)
We recently used Marcia Whitehead and Cardinal Mortgages in purchasing our new home. Our situation was a little unique - we are both self-employed artists and don't have regular salaries. She worked very hard on our behalf and was super organized - both great qualities for a mortgage broker. The sale of our property threw MANY wrenches into the whole situation, but Marcia worked very hard to make things work, and did so where time was a very big issue. She will give you a lot of time and effort, and find you the best rates that she can. What more could you want?
Marcia was a pleasure to deal with. She was the ultimate professional, answering all of our questions, getting us a great rate and doing so in a timely manner. We highly recommend her for your mortgage needs!
M & S, Oakville, ON
Marcia was the definition of a full-service mortgage agent! She went above and beyond for us, and our dream of owning an income property would probably have been long abandoned without her determination and dedication. We highly recommend Cardinal Mortgages.
Mireille and Chris
Choosing to have Marcia represent us as our mortgage agent was one of the best decisions we made while setting out to purchase our new home. Being first time homeowners, there were plenty of unknowns, but she quickly made us feel like we were on the right track by presenting all possible scenarios and ensuring we were making the best possible choices. We were in smart hands, and couldn't recommend her enough!
N.L & R.G
Marcia, thanks for making it happen! Your extraordinarily hard effort, absolutely wonderful way of working with others and being able to negotiate the nuances of all that is real estate and being a phenomenal mortgage broker. I'm beyond appreciative. Could never achieved this without you. She's the best folks. By far!! I recommend her very highly to say the least!!!
Marcia is passionate about helping people understand the industry and finding the best mortgage for your unique situation. She shows up 100% and is cheerfully "on call" in case of any hiccups along the way (as home buying can be a rollercoaster of ups and downs!). We love our new home... Thank you, Marcia, for your time, dedication and hard work!
Sarah + Xavier (Montréal)
"Marcia guided us every step of the way through our mortgage application, listening carefully to our stated needs & answering many questions in order to find the right mortgage product for us. Ours was a complicated legal transaction & Marcia worked tirelessly throughout the lengthy process. We couldn't have survived without her!"
Vilma and Peter, The Annex, Toronto
Genworth Canada announced late Tuesday that it would be increasing its mortgage insurance premium rates for homebuyers - matching CMHC's premiums which come into affect March 17th, 2017.
For the third time in four years, CMHC will be increasing its mortgage insurance premiums. This will result in a higher monthly payment for home buyers who require mortgage default loan insurance & looking to purchase a new home on or after March 17th,...
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